Thursday, 3 November 2016

Making the Money Work Harder



It's all been doom and gloom in the news since "Brexit"

Nestle have said they might follow Unilever and raise it's prices, a certain tea company has said that the cost of importing tea has increased by 50%. New figures show that October saw the price of petrol rise more than any other month since 2013. Diesel increased by 5.2 pence per litre ending the month at £1.13 .

It just goes on and on.

Parliament must now vote on whether the UK can start the process of leaving the EU.









For those of us saving, living on a budget or fixed income, whatever happens we will have to cope.







Look how people coped with rationing in the war, we are such a wasteful society now.  If you are struggling financially you need to look at ways to save money &  make money. 

We refuse to let our outgoings increase.

We will be carrying on with the yellow sticker shopping, and cutting down as much as we can, I emptying the cupboards ready for next years challenge. Monitoring the energy  and water usage even more. 

Times could get really tough for us we need to be chancellors of our own exchequer and make the most of every penny.

So are you changing the way you spend ? Or what are you doing to prepare for the worst if the prices start to soar?


















24 comments:

  1. Well said Marlene, I couldn't agree more. I'll be shopping at the weekend and it will a stock pile shop.

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    1. Thankyou Tania, apart from my yellow sticker Sundays I am concentrated on using up a bit of the stock until after Christmas when I will start my new challenge, but I will always stock pile on things like Washing Powder, Tea etc when there is a really good offer, silly not to isn't it.

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  2. It's my children I worry about, despite being brought up in a frugal household they all seem extravagant compared to our way of life. I don't understand how it hasn't rubbed off on them.

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    1. That's a shame, Jack comes yellow sticker shopping with me now he quite enjoys it, we split up and check the different areas, with two of us we stand more of a chance.

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    2. I so agree with you about the younger generation. My son was raised to be careful with his possessions, save, not spend his money. Always by example by he was shown frugality, then when he left home all that went out of the window.
      I have wondered if the reason he has such a different attitude now is because of his upbringing and he is rebelling.
      But then again I was raised in a very frugal, careful home and it rubbed off on me!
      Pam in TX.

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    3. Good points Pam, I hope my Jack will be frugal, but then if he makes it big in his chosen profession he won't need to be x

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    4. Yes I agree with the comment from Sue in Suffolk. Our 3 were brought up in a normal family household - definitely not rich but enough to go round! Now they've all left home and they are the most extravagant people!! They've all got well paid jobs but it seems to be spend, spend, spend without a second thought!!

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    5. I suppose we have to let the live and learn.

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  3. There was an article on the BBC website today about yellow sticker shopping. I thought of you!
    At the moment, I just have to pay the increasing prices as I have to put Mum first.
    Let's hope the MP's can stop Article 50 from being invoked, or at least get a better deal for us that doesn't cost us as much as it seems to be doing. I am still fairly incandescent over the result of June's referendum.

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    1. Yes I did see it actually. I understand with your mum. Yes fingers crossed for a better deal.

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  4. I'll just keep on keeping on; we don't have the income to be anything but careful! I spent £66 on groceries in October (that's not just food but toiletries etc aswell) and my cupboards and freezers are still well stocked, despite the fact that I haven't done a ' big shop' for about 12 months. I shop very differently these days, just buying what we need, but I still get the best price available just as I've always done. Even though we got a car in June after over 2 years without one, I still don't go to the supermarket and load up a trolley - possibly because they really don't sell much that I actually want to buy and eat! Tonight we're having pizza, garlic and herb roasted potatoes and coleslaw - all of it homemade and a lot of it homegrown. My daughters are careful with their energy usage and food shopping too - KL's housemates used to ask her if they could put the heating on as she'd drummed it into them that they should put a woolly on instead! They were very glad of her frugal ways when they all received a substantial refund from the fuel company when they moved out of that property. K and her husband have paid an eye watering amount of money off their mortgage in the first 18 months of home ownership so that they could remortgage and get a better rate due to their hugely improved loan to value ratio. I'm sure they'll continue with the overpayments as I've drummed it into them that they should get rid of the mortgage as soon as they possibly can whilst still enjoying life and not wearing a hair shirt.

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    1. Scarlet you do so well, you are an inspiration, that was a low spend, I am really going to try harder to get things down even more. Nice to hear your frugal ways have rubbed off on your daughter, good luck to her with the over payments, I am sure with hard work they can do it. They have a good teacher x

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  5. We live simply but enjoy a lot of hobbies so with rising process I won't be able to buy the craft materials, which is such a shame as is helps my daughters so much.

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    1. It is a shame isn't it, but you are very lucky with your crafty bits from the car boot sales x

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  6. I shall carry on as I always have. Being naturally thrifty and having to be due to redundancies etc has honed my lateral thinking skills over the years!
    Arilx

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  7. just carry on as I am now really. Not a lot else we can do.
    x

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  8. Good post Marlene. We just keep on being careful. We budget carefully, save on items we can save on and spend a little on what we choose. We don't have evenings out, but instead save our money and have a short break somewhere, having searched out a good deal. We account for every penny. I have always been careful with my money, even as a child. X

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  9. I shall do prosperity affirmations they have worked numerous times in the past for me.

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  10. I simply don't understand why companies are using the excuse of Brexit to increase prices already as nothing has changed! Until we have actually left the EU I feel they are just trying to make a point by punishing us with price increases. I am sure we will be perfectly alright once things have settled down and we can decide our own way of trading. Meanwhile we, as a family, will carry on as usual. It's pointless having sleepless nights about it all. We managed when we were broke and homeless and we'll manage now. We will not be cowed!! lol :) xx

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